How do I find out when my bankruptcy was discharged?

Call the Bankruptcy Court

The clerk of the court is very helpful, and can provide you with all kinds of information about your case. If you need to, you can call the courthouse and ask to speak with the clerk of the court. He or she will be able to tell you when your bankruptcy discharge took effect.

What if a creditor does not file a claim in Chapter 13?

Chapter 13 bankruptcy allows you to stop paying many overwhelming debts and manage the rest of what you owe. However, if your creditors do not file proofs of claim, you could still owe certain debts and be behind on payments at the end of the bankruptcy process.

What happens if a creditor does not file a proof of claim Chapter 7?

If a creditor doesn’t file a proof of claim with the court, it will not get paid even if it otherwise has a valid claim. you have a no-asset Chapter 7 bankruptcy (meaning you don’t have any property the bankruptcy trustee can distribute to your creditors, so they won’t get paid)

Do you have to file a proof of claim in Chapter 7?

Although a secured creditor does not need to file a proof of claim in a chapter 7 case to preserve its security interest or lien, there may be other reasons to file a claim. A creditor in a chapter 7 case who has a lien on the debtor’s property should consult an attorney for advice.

What is the income cut off for Chapter 7?

If your annual income, as calculated on line 12b, is less than $84,952, you may qualify to file Chapter 7 bankruptcy. If it’s greater than $84,952, you’ll have to continue to Form 122A-2, which we’ll review in the next section.

Why was I sent a proof of claim?

A proof of claim is a form used by the creditor to indicate the amount of the debt owed by the debtor on the date of the bankruptcy filing. The creditor must file the form with the clerk of the same bankruptcy court in which the bankruptcy case was filed.

What does a Proof of Claim look like?

Formal Proof of Claim

the debtor’s name and the bankruptcy case number. the creditor’s information, including a mailing address. the amount owed as of the petition date. the basis for the claim (such as goods or services purchased, a loan or credit card balance, a personal injury or wrongful death award), and.

Is claim an opinion?

A claim is generally an argument about something debatable, and it may be an argument about facts or the interpretation of facts. An opinion does not need to be backed up with facts.

Why did I receive a official Form 309a?

If you receive this notice, it means one of three things: The address you provided for the creditor in your bankruptcy paperwork was incorrect, The court sent you notice of your own bankruptcy via this form, or. Someone who owes you money filed bankruptcy.